With almost 50 years experience in financial services between them, Paul and Ian are able to guide you safely through your financial journey.

Based at Barrowmore Enterprise Estate, Great Barrow, Paul D Clarke FPC is a local, friendly business offering a full range of financial planning, helping you and your family to get the most from your finances.

Paul has sixteen years experience as a financial planner, in corporate and personal finance. Over these years Paul has acquired lots of clients, mainly through recommendation. Paul has always favoured the “hands on” approach and assures new clients that his team are there for the long term, offering help and advice through various stages in life.

Ian joined Paul recently, having worked for thirty years in financial services with Natwest Bank and Royal Bank of Scotland. Between them they offer specialist advice on a range of areas, from mortgages and insurance to retirement planning, savings and investments.

Rachael completes the team and keeps the men in order with her secretarial skills!

Paul and Ian agree it is vital to meet with clients at least every 2 years, as there are often regular changes within the financial market, for example pension funding rules and ISA allowances. Appointments can be accommodated in the office at Barrowmore or more often Paul and Ian visit their clients in their own home or office. Although Paul and Ian have their homes in Helsby, distance is no problem as they have clients throughout the UK.

Openwork - a partnership of financial advice experts

Openwork constantly reviews and researches the financial market and provides up-to-date preferred providers and recommended investment funds. Additionally, Paul D Clarke FPC are whole of market mortgage advisers. Again, Openwork provide fully up-to-date researched information which is vital to allow Paul and Ian the time to spend with their clients.

Openwork is backed by the worldwide Zurich Group which provides additional security. Openwork’s current providers include some of the biggest names in the UK:

• Sterling Investment Platform
• Zurich for protection
• Aegon Scottish Equitable for pensions
• Zurich, Paymentshield, Uinsure &
• Halifax for general insurance
• Prudential for annuities

In addition they can introduce you to residential and commercial mortgages from many leading mainstream and specialist lenders. Whether you are a first time buyer, re-mortgaging or venturing into the buy-to-let market, they will be able to source the best mortgage for you.

Your finances, your way..

The start of the advice process involves completing a fact find with clients, so that individual objectives are understood and recommendations can be made to meet individual needs. Once a client feels happy and trusts their adviser, more often than not they will ask them for advice about different financial matters as they arise. It’s all about offering flexibility and choice dependant on the clients attitude and requirements. With this in mind, Paul and Ian are able to suggest recommended providers and their relaxed friendly approach puts people at ease.

The area of financial planning is very broad and covers a range of insurance and investment arrangements, from income protection, critical illness cover and life insurance to savings and investments, retirement planning and estate planning. People consider effecting policies such as critical illness cover, income protection and life insurance, to give them peace of mind should they find themselves without an income.

Safeguarding a secure financial future is something you can’t leave to chance but through Paul D Clarke FPC you can be confident that you are dealing with industry experts.

Website : www.pauldclarkefpc.co.uk